Risk Tolerance
Know Your Risk Tolerance
This questionnaire is designed to help us gauge the amount of risk you are likely to take with your investments. The information will be used to help us identify and determine a suitable growth and development program to achieve your investment goals and objective. You can help us determine your risk tolerance by answering the following questions.
Instructions: Please answer by selecting one of the choices indicated
(i.e., a, b, c, d etc. )
1. Your experience with investments to date has been?
Excellent - Super – Great
Very good - Above Average
Average - Moderate - Satisfactory
Poor - Horrible - Disappointing
2. Your investment portfolio has generated an annual rate of return?
Exceeding 20%
Between 15% to 20%
Between 10% to 15%
Below 10%
3. You expect your investments to generate an annual rate of return?
Exceeding 20%
Between 15% to 20%
Between 10% to 15%
Not more than 10%
4. What do you value most in an investment?
High growth rate of return and capital appreciation
Moderate steady growth rate of return and capital appreciation
A high level of safety and guarantee protection against lost of funds invested
Generation of current income and a high level of safety
5. Do you consider long term to be a period?
Exceeding 6 months
From 1 to 3 years
From 3 to 5 Five years
From 5 to 10 years
6. If you won the lottery would you invest the winnings mainly in:
Stocks (i.e., stock mutual funds or the stock market)
Long term government bonds
An annuity (fixed or variable rate)
Bank savings, money markets or certificate of deposit accounts.
7. If You are investing for your retirement, which one of the following would you choose?
A stock fund with greater than 20% rate of return over the past year
A stock fund that generated 15% annual rate of return over the past 3 years
A bond fund with a 10% annual rate of return
Money market account or CD’s with a 5% annual rate of return.
8. If the market value of your investment declines by 10% suddenly, what would you most likely do?
Seize on the opportunity and add to your investment (buy more shares)
Do nothing and wait to see if the investment regains the market value
Gradually liquidate (sell) the investment over a specified time period
Fully liquidate (sell) the investment immediately
9. If the market value of your investment increases by 20%, over a short time period, would you:
Increase your investment (buy more shares)
Do nothing and hold on to the investments
Partially liquidate (sell) a portion the investment
Fully liquidate your position (sell the investment) immediately
10. If you receive a cash bonus from your employer, would you?
Spend it all as soon as you receive it
Invest some or all of it in stocks or a stock mutual fund
( please indicate % )
Invest some or all of it in bonds or fixed income securities
( please indicate % )
Put some or all of it in a savings account, money market account or CD
( please indicate % )
Risk Tolerance
By providing your name and contact information we will analyze your responses and provide you with additional information.
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